On your side, every step of the way
Financial advice that’s built around you, not the other way round.
Our Philosophy
At Fairmile Financial Planning Limited, we believe good financial advice starts with understanding.
Not just your finances—but your life, your concerns, and what matters most to you.
Because money decisions are rarely just about money.
A Different Kind of Advice
We’re not here to instruct or overwhelm.
We’re here to guide.
Our role is to help you:
- Understand your current position
- Explore your options
- Make decisions you feel confident in
Think of us as your financial mentor—working alongside you, not talking at you.
What Makes Us Different
Advice you can trust. A relationship you can rely on. Calm, thoughtful guidance and explanations without jargon.

Elaine Skillen
Independent Financial Adviser
Elaine believes that good financial advice should feel clear, supportive, and personal.
Known for her approachable and empathetic style, she takes the time to understand each client’s circumstances properly—offering thoughtful, tailored advice that reflects what matters most to them.
Her conversations are relaxed and straightforward, helping clients feel comfortable asking questions and confident in the decisions they make.
Elaine has been practising since 2002, and now provides advice across:
- Pensions
- Investments
- Protection planning
- Long-term care planning
- Equity release
In her spare time, Elaine enjoys singing, walking and travelling.
Helen believes financial advice should feel like a conversation, not a lecture.
Whether you’re an experienced investor or completely new to financial planning, her role is to help you understand your options clearly and confidently.
She sees herself less as someone who tells clients what to do, and more as a mentor—listening carefully, asking thoughtful questions, and helping clients make decisions that feel right for them.
Helen qualified in 2011, and her particular areas of expertise include:
- Retirement planning for those approaching or already at retirement
- Financial planning during and after divorce
- Inheritance Tax planning
- Long-term care fees planning
- Supporting Attorneys acting under an Enduring or Lasting Power of Attorney
Outside work, Helen plays in the local orchestra and enjoys walking.

Helen Fraser
Independent Financial Adviser
Your future deserves thoughtful planning
And you deserve to feel confident about the decisions you make.